![]() Different networks may have varying acceptance and usage policies.Ĭhecksum: The last digit of a credit card number, also known as the verification digit. Examples include Visa, Mastercard, American Express, Discover, etc. Network/Brand: It refers to the payment processing network associated with the card. It serves as the unique identifier for the credit card account. Primary Account Number (PAN): The series of digits that comprise the credit card number, excluding the MII and BIN. You can use a BIN checker to check BIN separately. It uniquely identifies the issuing bank or financial institution. It helps identify the card issuer responsible for the account.īank Identification Number (BIN/IIN): A six-digit number is present at the beginning of a credit card number.
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